Completed operations liability coverage primarily covers claims arising from which source?

Completed operations liability coverage primarily covers claims arising from which source?

• A. To cover liability from completed work including defective parts used in the work
• B. To cover liability for products sold
• C. To cover liability for ongoing operations
• D. To cover inventory losses

Answer: (A)

Completed operations liability coverage protects against claims that arise after the insured’s work has been completed. It covers damages or injuries caused by the finished project or by materials and workmanship used in that project, even if the problem only becomes apparent later. This includes defective parts used in the completed work, where a defect leads to harm after completion. That’s why the best match is claims arising from completed work, including defective parts used in the work. Ongoing operations liability covers hazards that occur while the work is in progress, not after it’s finished, and inventory losses are not a liability exposure covered by this part of the policy.

Completed operations liability coverage protects against claims that arise after the insured’s work has been completed. It covers damages or injuries caused by the finished project or by materials and workmanship used in that project, even if the problem only becomes apparent later. This includes defective parts used in the completed work, where a defect leads to harm after completion. That’s why the best match is claims arising from completed work, including defective parts used in the work.

Ongoing operations liability covers hazards that occur while the work is in progress, not after it’s finished, and inventory losses are not a liability exposure covered by this part of the policy.